Compulsory motor insurance policy (Compulsory Motor Insurance Act) is a policy that is enforced by law according to the Automobile Accident Victims Protection Act. Force all cars to have insurance. To cover the legal liability of the car owner for bodily injury. and/or death of the victim from the insured vehicle
Table of Coverage
Coverage
Limit (Baht/Person)
1. Preliminary Compensation (without waiting for proof of fault)
1.1 Medical expense for bodily injury (follow receipts)
30,000
1.2 loss of life loss of organs or permanent disability
35,000
2. Damages that exceed the preliminary damages for victims (It will be received after it is proven not to be the infringement party)
2.1 Medical expense for bodily injury
Not Over 80,000 บาท
2.2 loss of life or permanent disability
500,000
2.3permanent disability
300,000
2.4 Loss of organs
– Missing 1 finger
200,000
– Loss of 1 organ
250,000
– Loss of 2 organ
500,000
2.4 The compensation of 200 Baht a day in case admitted to hospital as inpatient
Totaling not exceeding 4,000 Baht
Preliminary Compensation without waiting for proof of fault
Remark
1. Victim means including violating drivers, passengers and third parties
2. The violating driver (the at fault party) will only be covered for basic damages.
3. The amount of preliminary compensation is part of the victim protection amount. (Details in the policy)
Contact details
ERGO Insurance (Thailand) Public Company Limited
Please contact 1219 Press 3 during official hours 08:30 hrs – 17:00 hrs (excluding Public Holidays)
