As Jet Ski falls under exclusion of Marine Hull Insurance (Pleasure Craft) and Jet Ski is more popular in Thailand. Company has developed Jet Ski Insurance as special insurance policy
Jet Ski Insurance Policy covers all private Jet Ski which may use in river, canal or sea area.
Section 1. Insurance terms and conditions o To Cover Total Loss or Constructive Total Loss of Jet Ski, engine, fixtures including trailer for carrying Jet Ski caused by accident such as fire, overturning, collision with sea conveyances or land conveyances or any under water objects. o Loading and unloading Jet Ski from trailer. o To collide with all land conveyances during trailed for transport. o Theft for the whole Jet Ski with violence means follows sum insured stated in the policy.
Section 2. Third Party Liability o Indemnity for any sum or sums which the Assured shall become legally liability to pay as compensation Bodily Injury and Property Damage and Removal of the wreck including legal costs with written consent has been obtained as limit of liability stated in the policy.
Section 3. To cover losses or injuries to the insured person(s)
caused by an accident meanwhile embarking, disembarking or onboard the vessel as limit of liability stated in the policy.
Warranty o The insured must keep Jet Ski in security place. To cover Jet Ski and engine in case of theft or robbery with forcible or violence entry to the insure premises of place to keep Jet Ski. o In case mooring that is temporary, the owner must regularly check weather reports and take all necessary measures to keep the Jet Ski under watch at anchorage. o The insured must take appropriate care for Jet Ski and keep it in SEAWORHTINESS conditions. o Jet Ski must be used not far from 12 nautical miles from offshore. o Drivers must well control Jet Ski or has knowledge as Marine Department requirement.
General Exclusion o Loss of or damage to property insured or bodily injury of driver caused by racing. o Pollution, property or bodily injury of third party caused by use of Jet Ski. o Malicious act of the Insured or their employees to cause destruction or damage to the Jet Ski. o Bodily injury or damage to third party during transportation by land and water conveyances or aircraft. o Contractual agreement. o Bodily injury of employee during overhaul or repair engine. o Illegal use unless the Insured can prove that they are not in use for such evidence. o Seizure, attachment, detention or destruction of property by officials, governmental organizations or agencies. o Property damage or bodily injury caused by Asbestos.
ERGO Insurance (Thailand) Public Company Limited Please contact 1219 Press 3 during official hours 08.30hrs – 17.00hrs (excluding Public Holidays)